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Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Multi Asset Allocation Fund

Aditya Birla Sun Life Mutual Fund · Direct plan · Growth

3-year returns
16%
a year
NAV
₹17.79
▲ 0.96% · 18 Sept 2026
Fund size
₹7,618 Cr
Expense ratio
0.5%
a year
Minimum SIP
₹100

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹16.92 and has returned 14.46% a year over 3 years.

Returns, and where it stands

Against the average multi asset allocation fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year11.6%9.4%ahead8 of 30
3 years16%14.5%ahead4 of 13
Every period, and the Regular plan →
PeriodDirectRegular
1 month-1.3%-1.4%
3 months1.1%0.8%
6 months6.1%5.5%
1 year11.6%10.3%
2 yearsp.a.10.6%9.3%
3 yearsp.a.16%14.5%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Feb 2023.

Plan

NAV history

▲ 11.65% in the last 1Y

15.817.018.218 Sept 202520 Mar 202618 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹1,80,000
Gain
₹41,174
XIRR (per year)
13.89%
Value today
₹2,21,174

36 monthly instalments from 22 Sept 2023, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
10.4% a year
about the same as the multi asset allocation fund average
Worst fall so far
−12.8%
Jan 2026 to Mar 2026.
Years that made money
100%
Of every one-year stretch it has been through.
Over any three years
15.2% to 21.3%
A year, at worst and at best. Typically 18.2%.

Fund details

Minimum lumpsum
₹500
Minimum top-up
₹500
Lock-in
None
Plan started
2 Feb 2023
Portfolio turnover
0.57x
Expense ratio
0.5%
as of 31 Jul 2026

Managed by Dhaval Gala, Bhupesh Bameta, Sachin Wankhede

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

Aditya Birla Sun Life Multi Asset Allocation Fund against other funds in the Multi Asset Allocation Fund category
Fund1Y3Y5YExpenseFund size
Quant Multi Asset Allocation Fund16.29%22.25%19.9%1.21%₹6,528 Cr
Nippon India Multi Asset Allocation Fund11.5%18.77%15.65%0.48%₹17,984 Cr
WhiteOak Capital Multi Asset Allocation Fund11.45%16.69%0.65%₹8,778 Cr
Aditya Birla Sun Life Multi Asset Allocation Fund11.65%15.98%0.5%₹7,618 Cr
UTI Multi Asset Allocation Fund3.19%14.89%13.1%0.78%₹7,063 Cr
SBI Multi Asset Allocation Fund10.17%14.84%13.47%0.68%₹20,935 Cr
Baroda BNP Paribas Multi Asset Fund6.44%14.22%0.88%₹1,486 Cr

About Aditya Birla Sun Life Multi Asset Allocation Fund

Aditya Birla Sun Life Multi Asset Allocation Fund is a multi asset allocation fund managed by Aditya Birla Sun Life Mutual Fund. Invest at least 10% each in three or more asset classes, such as equity, debt and gold or silver.

The investment objective of the Scheme is to provide long term capital appreciation by investing across asset classes like Equity, Debt, Commodities. & units of REITs & InvITs. The Scheme does not guarantee/indicate any returns. There can be no assurance that the objective of the Scheme will be achieved.

The scheme's stated objective, as published by Aditya Birla Sun Life Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGROWTH₹17.7914151307
DirectIDCW₹16.0835151308
RegularGROWTH₹16.9194151309
RegularIDCW₹14.2465151310

Frequently asked questions

What is the NAV of Aditya Birla Sun Life Multi Asset Allocation Fund today?

The NAV of Aditya Birla Sun Life Multi Asset Allocation Fund (Direct plan, Growth) is ₹17.7914 and the Regular plan NAV is ₹16.9194, as of 18 Sept 2026.

What returns has Aditya Birla Sun Life Multi Asset Allocation Fund given?

Over the last year the Direct plan returned 11.65%, and 15.98% a year over 3 years. That places it 4 of 13 funds in its category over 3 years. Past returns do not guarantee future returns.

What is the expense ratio of Aditya Birla Sun Life Multi Asset Allocation Fund?

The Direct plan charges 0.5% a year, as disclosed on 31 Jul 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in Aditya Birla Sun Life Multi Asset Allocation Fund?

You can start a monthly SIP with ₹100, or invest a lump sum of ₹500 or more.

How much has Aditya Birla Sun Life Multi Asset Allocation Fund fallen in the past?

Its deepest fall was 12.8% from 29 Jan 2026 to 23 Mar 2026. Of every one-year stretch in its history, 100% ended in a gain.

Which category does Aditya Birla Sun Life Multi Asset Allocation Fund belong to?

It is a Multi Asset Allocation Fund from Aditya Birla Sun Life Mutual Fund. Invest at least 10% each in three or more asset classes, such as equity, debt and gold or silver.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from Aditya Birla Sun Life Multi Asset Allocation Fund taxed?

How gains are taxed depends on how much equity the scheme holds. At 65% equity or more it follows equity rules — 12.5% on long-term gains above ₹1.25 lakh; below that, gains are usually taxed at your slab rate. The scheme document states which applies.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.