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360 ONE Mutual Fund

360 ONE Overnight Fund

360 ONE Mutual Fund · Direct plan · Growth

1-year returns
5.3%
NAV
₹1,064.54
▲ 0.03% · 20 Sept 2026
Fund size
₹126 Cr
Expense ratio
0.09%
a year
Minimum SIP
₹1,000

Figures are for the Direct plan. The Regular plan, bought through a distributor, is at ₹1,063.52 and has returned 5.24% over a year.

Returns, and where it stands

Against the average overnight fund, and its place among them. Anything longer than a year is a yearly rate.

PeriodThis fundCategoryRank
1 year5.3%5.2%ahead4 of 36
Every period, and the Regular plan →
PeriodDirectRegular
1 month0.4%0.4%
3 months1.3%1.3%
6 months2.6%2.6%
1 year5.3%5.2%

Figures are for the Direct plan, and the rank compares it against the same plan of its peers, best first. Based on NAV history from Jul 2025.

Plan

NAV history

▲ 5.29% in the last 1Y

1,0121,0381,06421 Sept 202520 Mar 202620 Sept 2026

Hover or tap the chart for the NAV on any date. Past NAVs are adjusted for unit splits.

If you had invested in this fund

Investment type
years
Total invested
₹60,000
Gain
₹1,687
XIRR (per year)
5.23%
Value today
₹61,687

12 monthly instalments from 21 Sept 2025, valued at the latest NAV. Past returns do not guarantee future returns.

What the ride has been like

Worked out from this fund's own NAV history, not a rating.

How bumpy
0.1% a year
about the same as the overnight fund average
Years that made money
100%
Of every one-year stretch it has been through.

Fund details

Minimum lumpsum
₹5,000
Minimum top-up
₹1,000
Lock-in
None
Plan started
10 Jul 2025
Expense ratio
0.09%
as of 31 Aug 2026

Managed by Milan Mody

Direct plan figures, last checked on 20 Sept 2026. Exit load and the scheme's benchmark are in thescheme document.

How it compares

360 ONE Overnight Fund against other funds in the Overnight Fund category
Fund1Y3Y5YExpenseFund size
Bank of India Overnight Fund5.5%6.21%5.84%0.08%₹109 Cr
Quant Overnight Fund5.06%6.13%0.19%₹58 Cr
Axis Overnight Fund5.3%6.1%5.75%0.09%₹11,325 Cr
Tata Overnight Fund5.3%6.1%5.74%0.09%₹4,571 Cr
Bajaj Finserv Overnight Fund5.33%6.09%0.12%₹653 Cr
Nippon India Overnight Fund5.28%6.09%5.74%0.1%₹8,548 Cr
360 ONE Overnight Fund5.33%0.09%₹126 Cr

About 360 ONE Overnight Fund

360 ONE Overnight Fund is a overnight fund managed by 360 ONE Mutual Fund. Invest in securities maturing in one day. Extremely low risk and returns close to the overnight interest rate; used to park money for a few days.

The investment objective of the Scheme is to generate reasonable returns commensurate with low risk and providing high level of liquidity, through investments made in debt and money market securities having maturity of 1 business day.

The scheme's stated objective, as published by 360 ONE Mutual Fund.

The NAV (net asset value) is the price of one unit of the fund. It is published by the fund house every business day and changes with the value of the fund's holdings. The Growth option reinvests all gains, so its NAV reflects the fund's total return.

Tax on your gains

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Work out what you would owe with the capital gains tax calculator.

Every plan and option, with scheme codes
PlanOptionNAVScheme code
DirectGROWTH Option₹1,064.5362153703
DirectIDCW Option₹1,064.5362153701
RegularGROWTH Option₹1,063.5154153700
RegularIDCW Option₹1,063.5154153702

Frequently asked questions

What is the NAV of 360 ONE Overnight Fund today?

The NAV of 360 ONE Overnight Fund (Direct plan, Growth) is ₹1,064.5362 and the Regular plan NAV is ₹1,063.5154, as of 20 Sept 2026.

What returns has 360 ONE Overnight Fund given?

Over the last year the Direct plan returned 5.33%. Past returns do not guarantee future returns.

What is the expense ratio of 360 ONE Overnight Fund?

The Direct plan charges 0.09% a year, as disclosed on 31 Aug 2026. The fee is already taken out of the NAV, so the returns above are what you keep.

What is the minimum SIP amount in 360 ONE Overnight Fund?

You can start a monthly SIP with ₹1,000, or invest a lump sum of ₹5,000 or more.

Which category does 360 ONE Overnight Fund belong to?

It is a Overnight Fund from 360 ONE Mutual Fund. Invest in securities maturing in one day. Extremely low risk and returns close to the overnight interest rate; used to park money for a few days.

What is the difference between the Direct and Regular plan?

Both invest in the same portfolio. The Direct plan is bought straight from the fund house or a direct platform and has a lower expense ratio because no distributor commission is paid, so its NAV grows slightly faster over time.

How are gains from 360 ONE Overnight Fund taxed?

Gains on debt fund units bought on or after 1 April 2023 are added to your income and taxed at your slab rate, however long you hold them. Units bought before that date follow the older long-term rules.

Source: NAVs published by the fund house through AMFI. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance does not guarantee future returns. This page is for information only and is not a recommendation to buy or sell.