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YESB0SMCB05: Yes Bank, Surat Mercantile Co-Operative Bank Imps

YESB0SMCB05 is the IFSC code of the Surat Mercantile Co-Operative Bank Imps branch of Yes Bank in Mumbai, Maharashtra. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
YESB0SMCB05
Branch
Surat Mercantile Co-Operative Bank Imps
MICR code
395245005
Address
7/359-60 Utkarsh Modi Compound, Lal Darwaja, Surat - 395003
City
Mumbai (district Surat)
State
Maharashtra
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What YESB0SMCB05 means

  • YESB: the bank, Yes Bank
  • 0: always zero, kept for future use
  • SMCB05: the Surat Mercantile Co-Operative Bank Imps branch

To send money, add the account number, the account holder's name and YESB0SMCB05 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Yes Bank branches in Mumbai

All Yes Bank branches in Mumbai

Other banks in Mumbai

Frequently asked questions

Which bank and branch is YESB0SMCB05?

YESB0SMCB05 belongs to Yes Bank, Surat Mercantile Co-Operative Bank Imps branch, 7/359-60 Utkarsh Modi Compound, Lal Darwaja, Surat - 395003.

What is the MICR code of Yes Bank, Surat Mercantile Co-Operative Bank Imps?

The MICR code is 395245005. It is printed at the bottom of cheques from this branch.

Can I use YESB0SMCB05 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.