- IFSC code
- VARA0289020
- Branch
- Kargil Chowk Punagam Branch
- MICR code
- 395289018
- Address
- Shop No. 110 to 113, 1st Floor,Nilkanth Plaza,NR Balaji Residency ,Kargil Chowk,Punagam
- City
- Surat
- State
- Gujarat
- Phone
- +912616918371
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What VARA0289020 means
- VARA: the bank, Varachha Co-operative Bank
- 0: always zero, kept for future use
- 289020: the Kargil Chowk Punagam Branch branch
To send money, add the account number, the account holder's name and VARA0289020 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Varachha Co-operative Bank branches in Surat
- Amroli BranchVARA0289019
- Pal BranchVARA0289021
- A.K.Road BranchVARA0289018
- Udhana Pandesara Road BranchVARA0289022
- Adajan BranchVARA0289017
- Udhana Magdalla Road BrachVARA0289023
- Ved Dabholi BranchVARA0289016
- Hirabaug BranchVARA0289015
- Kasa NagarVARA0289025
- Sarthana BranchVARA0289014
- Vraj ChowkVARA0289026
- Mota Varachha BranchVARA0289013
All Varachha Co-operative Bank branches in Surat
Other banks in Surat
- Bank of Baroda
- State Bank of India
- Surat District Co-operative Bank
- HDFC Bank
- ICICI Bank
- Axis Bank
- Yes Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is VARA0289020?
VARA0289020 belongs to Varachha Co-operative Bank, Kargil Chowk Punagam Branch branch, Shop No. 110 to 113, 1st Floor,Nilkanth Plaza,NR Balaji Residency ,Kargil Chowk,Punagam.
What is the MICR code of Varachha Co-operative Bank, Kargil Chowk Punagam Branch?
The MICR code is 395289018. It is printed at the bottom of cheques from this branch.
Can I use VARA0289020 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.