- IFSC code
- VARA0289020
- Branch
- Kargil Chowk Punagam Branch
- MICR code
- 395289018
- Address
- Shop No. 110 to 113, 1st Floor,Nilkanth Plaza,NR Balaji Residency ,Kargil Chowk,Punagam
- City
- Surat
- State
- Gujarat
- Phone
- +912616918371
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What VARA0289020 means
- VARA: the bank, Varachha Co-operative Bank
- 0: always zero, kept for future use
- 289020: the Kargil Chowk Punagam Branch branch
To send money, add the account number, the account holder's name and VARA0289020 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Varachha Co-operative Bank branches in Surat
- Amroli BranchVARA0289019
- Pal BranchVARA0289021
- A.K.Road BranchVARA0289018
- Udhana Pandesara Road BranchVARA0289022
- Adajan BranchVARA0289017
- Udhana Magdalla Road BrachVARA0289023
- Ved Dabholi BranchVARA0289016
- Hirabaug BranchVARA0289015
- Kasa NagarVARA0289025
- Sarthana BranchVARA0289014
- Vraj ChowkVARA0289026
- Mota Varachha BranchVARA0289013
All Varachha Co-operative Bank branches in Surat
Other banks in Surat
- Bank of Baroda
- State Bank of India
- Surat District Co-operative Bank
- HDFC Bank
- ICICI Bank
- Axis Bank
- Yes Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is VARA0289020?
VARA0289020 belongs to Varachha Co-operative Bank, Kargil Chowk Punagam Branch branch, Shop No. 110 to 113, 1st Floor,Nilkanth Plaza,NR Balaji Residency ,Kargil Chowk,Punagam.
What is the MICR code of Varachha Co-operative Bank, Kargil Chowk Punagam Branch?
The MICR code is 395289018. It is printed at the bottom of cheques from this branch.
Can I use VARA0289020 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.