- IFSC code
- UTIB0004979
- Bank
- Axis Bank
- Branch
- Ganderbal
- MICR code
- 191211102
- Address
- Ground Floor and First Floor, Central Market Beehama Or Duderhama, Tehsil and Distt Ganderbal
- City
- Ganderbal
- State
- Jammu and Kashmir
- Phone
- +919622458205
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTIB0004979 means
- UTIB: the bank, Axis Bank
- 0: always zero, kept for future use
- 004979: the Ganderbal branch
To send money, add the account number, the account holder's name and UTIB0004979 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Ganderbal
Frequently asked questions
Which bank and branch is UTIB0004979?
UTIB0004979 belongs to Axis Bank, Ganderbal branch, Ground Floor and First Floor, Central Market Beehama Or Duderhama, Tehsil and Distt Ganderbal.
What is the MICR code of Axis Bank, Ganderbal?
The MICR code is 191211102. It is printed at the bottom of cheques from this branch.
Can I use UTIB0004979 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.