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UTIB0004345: Axis Bank, U M Road Surat

UTIB0004345 is the IFSC code of the U M Road Surat branch of Axis Bank in Surat, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
UTIB0004345
Branch
U M Road Surat
MICR code
395211037
Address
Ground Floor Shop No 1 2 3 Revenue SR No 50 51 52 Tpno 6 Fpno 109 C S 1076 1 Somnath Society Um Road 395002
City
Surat
State
Gujarat
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What UTIB0004345 means

  • UTIB: the bank, Axis Bank
  • 0: always zero, kept for future use
  • 004345: the U M Road Surat branch

To send money, add the account number, the account holder's name and UTIB0004345 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Axis Bank branches in Surat

All Axis Bank branches in Surat

Other banks in Surat

Frequently asked questions

Which bank and branch is UTIB0004345?

UTIB0004345 belongs to Axis Bank, U M Road Surat branch, Ground Floor Shop No 1 2 3 Revenue SR No 50 51 52 Tpno 6 Fpno 109 C S 1076 1 Somnath Society Um Road 395002.

What is the MICR code of Axis Bank, U M Road Surat?

The MICR code is 395211037. It is printed at the bottom of cheques from this branch.

Can I use UTIB0004345 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.