UTIB0003953 IFSC Code – Axis Bank, Kargil

UTIB0003953: Axis Bank, Kargil

UTIB0003953 is the IFSC code of the Kargil branch of Axis Bank in Kargil, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: UTIB0003953
Bank: Axis Bank
Branch: Kargil
MICR code: 194211002
Address: Opposite Main Bus Stand,Chanchick Near Mes, Kargil District Kargil
City: Kargil
State: Jammu and Kashmir
Phone: +919622220881
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What UTIB0003953 means

UTIB: the bank, Axis Bank
0: always zero, kept for future use
003953: the Kargil branch

To send money, add the account number, the account holder's name and UTIB0003953 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Kargil

Frequently asked questions

Which bank and branch is UTIB0003953?

UTIB0003953 belongs to Axis Bank, Kargil branch, Opposite Main Bus Stand,Chanchick Near Mes, Kargil District Kargil.

What is the MICR code of Axis Bank, Kargil?

The MICR code is 194211002. It is printed at the bottom of cheques from this branch.

Can I use UTIB0003953 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.