- IFSC code
- UTIB0003946
- Bank
- Axis Bank
- Branch
- Vaikom
- MICR code
- 686211602
- Address
- Asariparambil BLDG, North Gate Road, Vaikom
- City
- Kottayam
- State
- Kerala
- Phone
- +914829223123
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTIB0003946 means
- UTIB: the bank, Axis Bank
- 0: always zero, kept for future use
- 003946: the Vaikom branch
To send money, add the account number, the account holder's name and UTIB0003946 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Axis Bank branches in Kottayam
- KuravilangadUTIB0004027
- ChingavanamUTIB0004261
- KarukachalUTIB0004273
- KoothattukulamUTIB0004274
- KanjikuzhiUTIB0003558
- ManarcadUTIB0004419
- KattappanaUTIB0004521
- KanjirappallyUTIB0003254
- EttumanoorUTIB0003213
- ThamarasseryUTIB0004711
- ChanganasseriUTIB0001648
- KumaranalloorUTIB0006268
All Axis Bank branches in Kottayam
Other banks in Kottayam
- State Bank of India
- South Indian Bank
- Kerala State Co-operative Bank
- Federal Bank
- Canara Bank
- Kerala Gramin Bank
- Union Bank of India
- HDFC Bank
Frequently asked questions
Which bank and branch is UTIB0003946?
UTIB0003946 belongs to Axis Bank, Vaikom branch, Asariparambil BLDG, North Gate Road, Vaikom.
What is the MICR code of Axis Bank, Vaikom?
The MICR code is 686211602. It is printed at the bottom of cheques from this branch.
Can I use UTIB0003946 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.