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UTIB0002974: Axis Bank, Phoolbaug Gwalior

UTIB0002974 is the IFSC code of the Phoolbaug Gwalior branch of Axis Bank in Gwalior, Madhya Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
UTIB0002974
Branch
Phoolbaug Gwalior
MICR code
474211008
Address
Ground Floor Saibaba Complex Near Phoolbaug Gwalior PIN 474002
City
Gwalior
State
Madhya Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What UTIB0002974 means

  • UTIB: the bank, Axis Bank
  • 0: always zero, kept for future use
  • 002974: the Phoolbaug Gwalior branch

To send money, add the account number, the account holder's name and UTIB0002974 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Axis Bank branches in Gwalior

All Axis Bank branches in Gwalior

Other banks in Gwalior

Frequently asked questions

Which bank and branch is UTIB0002974?

UTIB0002974 belongs to Axis Bank, Phoolbaug Gwalior branch, Ground Floor Saibaba Complex Near Phoolbaug Gwalior PIN 474002.

What is the MICR code of Axis Bank, Phoolbaug Gwalior?

The MICR code is 474211008. It is printed at the bottom of cheques from this branch.

Can I use UTIB0002974 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.