- IFSC code
- UTIB0002130
- Bank
- Axis Bank
- Branch
- Payal
- MICR code
- 141211203
- Address
- Ground Floor,Municipal Road No 1915, Malerkotla Road, Payal 141416, Ludhiana, PIN -141416
- City
- Ludhiana (district Payal)
- State
- Punjab
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTIB0002130 means
- UTIB: the bank, Axis Bank
- 0: always zero, kept for future use
- 002130: the Payal branch
To send money, add the account number, the account holder's name and UTIB0002130 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Axis Bank branches in Ludhiana
- Mangli NicchiUTIB0002129
- Hambran RoadUTIB0002131
- Bhatta DhuaUTIB0002138
- GurehUTIB0002152
- Sidhwan BetUTIB0002106
- ManakwalUTIB0001985
- Baran HaraUTIB0001984
- RanianUTIB0001983
- JassianUTIB0001982
- Hedon BetUTIB0002341
- ChomonUTIB0002367
- Bhamian KalanUTIB0002395
All Axis Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is UTIB0002130?
UTIB0002130 belongs to Axis Bank, Payal branch, Ground Floor,Municipal Road No 1915, Malerkotla Road, Payal 141416, Ludhiana, PIN -141416.
What is the MICR code of Axis Bank, Payal?
The MICR code is 141211203. It is printed at the bottom of cheques from this branch.
Can I use UTIB0002130 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.