- IFSC code
- UTIB0002130
- Bank
- Axis Bank
- Branch
- Payal
- MICR code
- 141211203
- Address
- Ground Floor,Municipal Road No 1915, Malerkotla Road, Payal 141416, Ludhiana, PIN -141416
- City
- Ludhiana (district Payal)
- State
- Punjab
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTIB0002130 means
- UTIB: the bank, Axis Bank
- 0: always zero, kept for future use
- 002130: the Payal branch
To send money, add the account number, the account holder's name and UTIB0002130 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Axis Bank branches in Ludhiana
- Mangli NicchiUTIB0002129
- Hambran RoadUTIB0002131
- Bhatta DhuaUTIB0002138
- GurehUTIB0002152
- Sidhwan BetUTIB0002106
- ManakwalUTIB0001985
- Baran HaraUTIB0001984
- RanianUTIB0001983
- JassianUTIB0001982
- Hedon BetUTIB0002341
- ChomonUTIB0002367
- Bhamian KalanUTIB0002395
All Axis Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is UTIB0002130?
UTIB0002130 belongs to Axis Bank, Payal branch, Ground Floor,Municipal Road No 1915, Malerkotla Road, Payal 141416, Ludhiana, PIN -141416.
What is the MICR code of Axis Bank, Payal?
The MICR code is 141211203. It is printed at the bottom of cheques from this branch.
Can I use UTIB0002130 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.