- IFSC code
- UTIB0000196
- Bank
- Axis Bank
- Branch
- Phullanwal ,Punjab
- MICR code
- 141211003
- Address
- Pakhowal Road, Phullanwal District Ludhiana
- City
- Ludhiana (district Phullanwala)
- State
- Punjab
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTIB0000196 means
- UTIB: the bank, Axis Bank
- 0: always zero, kept for future use
- 000196: the Phullanwal ,Punjab branch
To send money, add the account number, the account holder's name and UTIB0000196 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Axis Bank branches in Ludhiana
- Addadakha ,PunjabUTIB0000197
- Threeke ,PunjabUTIB0000198
- Sudhar PunjabUTIB0000280
- Jagraon PunjabUTIB0000281
- Khanna, PunjabUTIB0000322
- Miller Ganj, LudhianaUTIB0000324
- LudhianaUTIB0000042
- Mata Rani Chowk, LudhianaUTIB0001026
- Dugri RoadUTIB0001393
- Mundian KalanUTIB0001417
- Chandigarh RoadUTIB0001474
- Gurdevnagar BranchUTIB0001809
All Axis Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is UTIB0000196?
UTIB0000196 belongs to Axis Bank, Phullanwal ,Punjab branch, Pakhowal Road, Phullanwal District Ludhiana.
What is the MICR code of Axis Bank, Phullanwal ,Punjab?
The MICR code is 141211003. It is printed at the bottom of cheques from this branch.
Can I use UTIB0000196 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.