- IFSC code
- UTIB0000078
- Bank
- Axis Bank
- Branch
- Panaji ,Goa
- MICR code
- 403211003
- Address
- Atmaram Commercial Complex, DR A B Road, Opp. Hotel Nova Goa
- City
- North Goa (district Panaji)
- State
- Goa
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTIB0000078 means
- UTIB: the bank, Axis Bank
- 0: always zero, kept for future use
- 000078: the Panaji ,Goa branch
To send money, add the account number, the account holder's name and UTIB0000078 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Axis Bank branches in North Goa
- Mapusa ,GoaUTIB0000180
- Candolim, GoaUTIB0000604
- PondaUTIB0001054
- AgacaimUTIB0001169
- Goa ,Service BranchUTIB0001465
- Sanquelim GoaUTIB0002755
- CaranzalemUTIB0003183
- PorvorimUTIB0003286
- PattoUTIB0003721
All Axis Bank branches in North Goa
Other banks in North Goa
- State Bank of India
- HDFC Bank
- Canara Bank
- Yes Bank
- Union Bank of India
- Bank of Baroda
- ICICI Bank
- Indian Overseas Bank
Frequently asked questions
Which bank and branch is UTIB0000078?
UTIB0000078 belongs to Axis Bank, Panaji ,Goa branch, Atmaram Commercial Complex, DR A B Road, Opp. Hotel Nova Goa.
What is the MICR code of Axis Bank, Panaji ,Goa?
The MICR code is 403211003. It is printed at the bottom of cheques from this branch.
Can I use UTIB0000078 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.