- IFSC code
- UTIB0000078
- Bank
- Axis Bank
- Branch
- Panaji ,Goa
- MICR code
- 403211003
- Address
- Atmaram Commercial Complex, DR A B Road, Opp. Hotel Nova Goa
- City
- North Goa (district Panaji)
- State
- Goa
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UTIB0000078 means
- UTIB: the bank, Axis Bank
- 0: always zero, kept for future use
- 000078: the Panaji ,Goa branch
To send money, add the account number, the account holder's name and UTIB0000078 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Axis Bank branches in North Goa
- Mapusa ,GoaUTIB0000180
- Candolim, GoaUTIB0000604
- PondaUTIB0001054
- AgacaimUTIB0001169
- Goa ,Service BranchUTIB0001465
- Sanquelim GoaUTIB0002755
- CaranzalemUTIB0003183
- PorvorimUTIB0003286
- PattoUTIB0003721
All Axis Bank branches in North Goa
Other banks in North Goa
- State Bank of India
- HDFC Bank
- Canara Bank
- Yes Bank
- Union Bank of India
- Bank of Baroda
- ICICI Bank
- Indian Overseas Bank
Frequently asked questions
Which bank and branch is UTIB0000078?
UTIB0000078 belongs to Axis Bank, Panaji ,Goa branch, Atmaram Commercial Complex, DR A B Road, Opp. Hotel Nova Goa.
What is the MICR code of Axis Bank, Panaji ,Goa?
The MICR code is 403211003. It is printed at the bottom of cheques from this branch.
Can I use UTIB0000078 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.