- IFSC code
- UCBA0000939
- Bank
- UCO Bank
- Branch
- Phagwara Jullundhar
- MICR code
- 144028095
- Address
- Central Town,PO Phagawara,Dist. Kapurthala ,Kapurthala ,Punjab PIN 144401
- City
- Phagwara
- State
- Punjab
- Phone
- +911822264448
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UCBA0000939 means
- UCBA: the bank, UCO Bank
- 0: always zero, kept for future use
- 000939: the Phagwara Jullundhar branch
To send money, add the account number, the account holder's name and UCBA0000939 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Phagwara
Frequently asked questions
Which bank and branch is UCBA0000939?
UCBA0000939 belongs to UCO Bank, Phagwara Jullundhar branch, Central Town,PO Phagawara,Dist. Kapurthala ,Kapurthala ,Punjab PIN 144401.
What is the MICR code of UCO Bank, Phagwara Jullundhar?
The MICR code is 144028095. It is printed at the bottom of cheques from this branch.
Can I use UCBA0000939 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.