- IFSC code
- UCBA0000765
- Bank
- UCO Bank
- Branch
- Habowal Kalan
- MICR code
- 141028007
- Address
- Haibowal Kalan Main Road, Ludhiana ,Punjab PIN 141001
- City
- Ludhiana
- State
- Punjab
- Phone
- +911612306356
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UCBA0000765 means
- UCBA: the bank, UCO Bank
- 0: always zero, kept for future use
- 000765: the Habowal Kalan branch
To send money, add the account number, the account holder's name and UCBA0000765 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other UCO Bank branches in Ludhiana
- Dalbazar LudhianaUCBA0000824
- AlamgirUCBA0000658
- RasulpurUCBA0000611
- Municipal Corp LudhianaUCBA0000927
- Dhandari KalanUCBA0000595
- SujapurUCBA0000556
- Lalton KalanUCBA0000543
- Civil Lines LudhianaUCBA0000534
- Ghurani KalanUCBA0000498
- RauniUCBA0000469
- JugianaUCBA0000453
- Ayali KhurdUCBA0001104
All UCO Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
Frequently asked questions
Which bank and branch is UCBA0000765?
UCBA0000765 belongs to UCO Bank, Habowal Kalan branch, Haibowal Kalan Main Road, Ludhiana ,Punjab PIN 141001.
What is the MICR code of UCO Bank, Habowal Kalan?
The MICR code is 141028007. It is printed at the bottom of cheques from this branch.
Can I use UCBA0000765 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.