- IFSC code
- UBIN0540609
- Branch
- Ghawadi
- Address
- Near Gurudwara Vpo Ghawadi Dist. Ludhiana Punjab PIN 141206.
- City
- Ludhiana (district Ghawadi)
- State
- Punjab
- Phone
- 2852177
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UBIN0540609 means
- UBIN: the bank, Union Bank of India
- 0: always zero, kept for future use
- 540609: the Ghawadi branch
To send money, add the account number, the account holder's name and UBIN0540609 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Union Bank of India branches in Ludhiana
- LatalaUBIN0540587
- AkharaUBIN0540498
- G T Road - LudhianaUBIN0539732
- KhannaUBIN0539015
- JassowalUBIN0538973
- PhullanwalaUBIN0538566
- Ludhiana - SSI Finance BranchUBIN0550132
- Ludhiana MainUBIN0530905
- Gill Road - LudhianaUBIN0550795
- Dugri RoadUBIN0550809
- Service BR. -LudhianaUBIN0550817
- JagraonUBIN0551783
All Union Bank of India branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- Punjab & Sind Bank
- ICICI Bank
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is UBIN0540609?
UBIN0540609 belongs to Union Bank of India, Ghawadi branch, Near Gurudwara Vpo Ghawadi Dist. Ludhiana Punjab PIN 141206..
Can I use UBIN0540609 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.