- IFSC code
- UBIN0540609
- Branch
- Ghawadi
- Address
- Near Gurudwara Vpo Ghawadi Dist. Ludhiana Punjab PIN 141206.
- City
- Ludhiana (district Ghawadi)
- State
- Punjab
- Phone
- 2852177
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What UBIN0540609 means
- UBIN: the bank, Union Bank of India
- 0: always zero, kept for future use
- 540609: the Ghawadi branch
To send money, add the account number, the account holder's name and UBIN0540609 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Union Bank of India branches in Ludhiana
- LatalaUBIN0540587
- AkharaUBIN0540498
- G T Road - LudhianaUBIN0539732
- KhannaUBIN0539015
- JassowalUBIN0538973
- PhullanwalaUBIN0538566
- Ludhiana - SSI Finance BranchUBIN0550132
- Ludhiana MainUBIN0530905
- Gill Road - LudhianaUBIN0550795
- Dugri RoadUBIN0550809
- Service BR. -LudhianaUBIN0550817
- JagraonUBIN0551783
All Union Bank of India branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- Punjab National Bank
- HDFC Bank
- Axis Bank
- Punjab & Sind Bank
- ICICI Bank
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is UBIN0540609?
UBIN0540609 belongs to Union Bank of India, Ghawadi branch, Near Gurudwara Vpo Ghawadi Dist. Ludhiana Punjab PIN 141206..
Can I use UBIN0540609 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.