- IFSC code
- TJSB0000196
- Branch
- Phondaghat
- MICR code
- 416109009
- Address
- Phondaghat Grampanchayat No 635 Ground Floor Phondaghat Tal Kankavli Dist Sindhudurg PIN No 416 601
- City
- Sindhudurg (district Phondaghat)
- State
- Maharashtra
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What TJSB0000196 means
- TJSB: the bank, TJSB Sahakari Bank
- 0: always zero, kept for future use
- 000196: the Phondaghat branch
To send money, add the account number, the account holder's name and TJSB0000196 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other TJSB Sahakari Bank branches in Sindhudurg
- DodamargTJSB0000195
- KankavliTJSB0000197
- BandaTJSB0000194
- ShirodaTJSB0000198
- KudalTJSB0000193
- VengurlaTJSB0000199
- SawantwadiTJSB0000192
- MalvanTJSB0000200
All TJSB Sahakari Bank branches in Sindhudurg
Other banks in Sindhudurg
- Sindhudurg District Central Co-operative Bank
- Bank of Maharashtra
- Maharashtra Gramin Bank
- HDFC Bank
- Canara Bank
- UCO Bank
- State Bank of India
- Bank of Baroda
Frequently asked questions
Which bank and branch is TJSB0000196?
TJSB0000196 belongs to TJSB Sahakari Bank, Phondaghat branch, Phondaghat Grampanchayat No 635 Ground Floor Phondaghat Tal Kankavli Dist Sindhudurg PIN No 416 601.
What is the MICR code of TJSB Sahakari Bank, Phondaghat?
The MICR code is 416109009. It is printed at the bottom of cheques from this branch.
Can I use TJSB0000196 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.