Skip to content
SmartFigure

SRCB0000539: Saraswat Co-operative Bank, Ludhiana

SRCB0000539 is the IFSC code of the Ludhiana branch of Saraswat Co-operative Bank in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
SRCB0000539
Branch
Ludhiana
MICR code
141088002
Address
Upper Ground Floor ,Jai Karta Tower,B-XX 2433/1,Gobind Nagar,Ludhiana-141001
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What SRCB0000539 means

  • SRCB: the bank, Saraswat Co-operative Bank
  • 0: always zero, kept for future use
  • 000539: the Ludhiana branch

To send money, add the account number, the account holder's name and SRCB0000539 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is SRCB0000539?

SRCB0000539 belongs to Saraswat Co-operative Bank, Ludhiana branch, Upper Ground Floor ,Jai Karta Tower,B-XX 2433/1,Gobind Nagar,Ludhiana-141001.

What is the MICR code of Saraswat Co-operative Bank, Ludhiana?

The MICR code is 141088002. It is printed at the bottom of cheques from this branch.

Can I use SRCB0000539 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.