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SMCB0001045: Shivalik Small Finance Bank, Karnal

SMCB0001045 is the IFSC code of the Karnal branch of Shivalik Small Finance Bank in Karnal, Haryana. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
SMCB0001045
Branch
Karnal
MICR code
132721002
Address
Shop No 29-30-31-32 GF Super Mall Plot No S M -1 Sector 12 Karnal PIN Code 132001
City
Karnal
State
Haryana
Transfers
NEFT availableRTGS availableIMPS availableUPI not available

What SMCB0001045 means

  • SMCB: the bank, Shivalik Small Finance Bank
  • 0: always zero, kept for future use
  • 001045: the Karnal branch

To send money, add the account number, the account holder's name and SMCB0001045 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Karnal

Frequently asked questions

Which bank and branch is SMCB0001045?

SMCB0001045 belongs to Shivalik Small Finance Bank, Karnal branch, Shop No 29-30-31-32 GF Super Mall Plot No S M -1 Sector 12 Karnal PIN Code 132001.

What is the MICR code of Shivalik Small Finance Bank, Karnal?

The MICR code is 132721002. It is printed at the bottom of cheques from this branch.

Can I use SMCB0001045 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.