SMCB0001038 IFSC Code – Shivalik Small Finance Bank, Surat

SMCB0001038: Shivalik Small Finance Bank, Surat

SMCB0001038 is the IFSC code of the Surat branch of Shivalik Small Finance Bank in Surat, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: SMCB0001038
Bank: Shivalik Small Finance Bank
Branch: Surat
MICR code: 395721001
Address: Shop No 21, Groung Floor, Western Arena, NR.Madhuvan Circle, Surat-395009
City: Surat
State: Gujarat
Phone: +919560011798
Transfers: NEFT availableRTGS availableIMPS availableUPI not available

What SMCB0001038 means

SMCB: the bank, Shivalik Small Finance Bank
0: always zero, kept for future use
001038: the Surat branch

To send money, add the account number, the account holder's name and SMCB0001038 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other banks in Surat

Frequently asked questions

Which bank and branch is SMCB0001038?

SMCB0001038 belongs to Shivalik Small Finance Bank, Surat branch, Shop No 21, Groung Floor, Western Arena, NR.Madhuvan Circle, Surat-395009.

What is the MICR code of Shivalik Small Finance Bank, Surat?

The MICR code is 395721001. It is printed at the bottom of cheques from this branch.

Can I use SMCB0001038 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.