- IFSC code
- SBIN0063432
- Branch
- Racc Goraya
- MICR code
- 144002455
- Address
- State Bank of India, R and DB Racc Goraya ,Main Chowk, Goraya
- City
- Goraya
- State
- Punjab
- Phone
- +918146555682
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What SBIN0063432 means
- SBIN: the bank, State Bank of India
- 0: always zero, kept for future use
- 063432: the Racc Goraya branch
To send money, add the account number, the account holder's name and SBIN0063432 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Frequently asked questions
Which bank and branch is SBIN0063432?
SBIN0063432 belongs to State Bank of India, Racc Goraya branch, State Bank of India, R and DB Racc Goraya ,Main Chowk, Goraya.
What is the MICR code of State Bank of India, Racc Goraya?
The MICR code is 144002455. It is printed at the bottom of cheques from this branch.
Can I use SBIN0063432 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.