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SBIN0031020: State Bank of India, Madhopuri Chowk, Ludhiana

SBIN0031020 is the IFSC code of the Madhopuri Chowk, Ludhiana branch of State Bank of India in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
SBIN0031020
Branch
Madhopuri Chowk, Ludhiana
MICR code
141002070
Address
Madhopuri Chowk, Ludhiana 141008
City
Ludhiana
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What SBIN0031020 means

  • SBIN: the bank, State Bank of India
  • 0: always zero, kept for future use
  • 031020: the Madhopuri Chowk, Ludhiana branch

To send money, add the account number, the account holder's name and SBIN0031020 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other State Bank of India branches in Ludhiana

All State Bank of India branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is SBIN0031020?

SBIN0031020 belongs to State Bank of India, Madhopuri Chowk, Ludhiana branch, Madhopuri Chowk, Ludhiana 141008.

What is the MICR code of State Bank of India, Madhopuri Chowk, Ludhiana?

The MICR code is 141002070. It is printed at the bottom of cheques from this branch.

Can I use SBIN0031020 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.