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SBIN0011972: State Bank of India, SBS Nagar, Ludhiana

SBIN0011972 is the IFSC code of the SBS Nagar, Ludhiana branch of State Bank of India in Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
SBIN0011972
Branch
SBS Nagar, Ludhiana
MICR code
141002042
Address
S.B.S. Nagar,Ludhiana,Pakhowal Road,Dist Ludhiana 141002
City
Ludhiana (district SBS Nagar)
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What SBIN0011972 means

  • SBIN: the bank, State Bank of India
  • 0: always zero, kept for future use
  • 011972: the SBS Nagar, Ludhiana branch

To send money, add the account number, the account holder's name and SBIN0011972 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other State Bank of India branches in Ludhiana

All State Bank of India branches in Ludhiana

Other banks in Ludhiana

Frequently asked questions

Which bank and branch is SBIN0011972?

SBIN0011972 belongs to State Bank of India, SBS Nagar, Ludhiana branch, S.B.S. Nagar,Ludhiana,Pakhowal Road,Dist Ludhiana 141002.

What is the MICR code of State Bank of India, SBS Nagar, Ludhiana?

The MICR code is 141002042. It is printed at the bottom of cheques from this branch.

Can I use SBIN0011972 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.