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SBIN0011020: State Bank of India, Puna Kumbharia, Surat

SBIN0011020 is the IFSC code of the Puna Kumbharia, Surat branch of State Bank of India in Surat, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
SBIN0011020
Branch
Puna Kumbharia, Surat
MICR code
395002044
Address
Dist Suratstate Gujarat
City
Surat
State
Gujarat
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What SBIN0011020 means

  • SBIN: the bank, State Bank of India
  • 0: always zero, kept for future use
  • 011020: the Puna Kumbharia, Surat branch

To send money, add the account number, the account holder's name and SBIN0011020 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other State Bank of India branches in Surat

All State Bank of India branches in Surat

Other banks in Surat

Frequently asked questions

Which bank and branch is SBIN0011020?

SBIN0011020 belongs to State Bank of India, Puna Kumbharia, Surat branch, Dist Suratstate Gujarat.

What is the MICR code of State Bank of India, Puna Kumbharia, Surat?

The MICR code is 395002044. It is printed at the bottom of cheques from this branch.

Can I use SBIN0011020 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.