SBIN0003996 IFSC Code – State Bank of India, Adb Handwara

SBIN0003996: State Bank of India, Adb Handwara

SBIN0003996 is the IFSC code of the Adb Handwara branch of State Bank of India in Kupwara, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: SBIN0003996
Bank: State Bank of India
Branch: Adb Handwara
MICR code: 193002221
Address: Distt Kupwarakashmir
City: Kupwara
State: Jammu and Kashmir
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What SBIN0003996 means

SBIN: the bank, State Bank of India
0: always zero, kept for future use
003996: the Adb Handwara branch

To send money, add the account number, the account holder's name and SBIN0003996 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other State Bank of India branches in Kupwara

All State Bank of India branches in Kupwara

Other banks in Kupwara

Frequently asked questions

Which bank and branch is SBIN0003996?

SBIN0003996 belongs to State Bank of India, Adb Handwara branch, Distt Kupwarakashmir.

What is the MICR code of State Bank of India, Adb Handwara?

The MICR code is 193002221. It is printed at the bottom of cheques from this branch.

Can I use SBIN0003996 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.