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SBIN0003972: State Bank of India, Lho, Chennai

SBIN0003972 is the IFSC code of the Lho, Chennai branch of State Bank of India in Chennai, Tamil Nadu. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
SBIN0003972
Branch
Lho, Chennai
MICR code
600002000
Address
Circletophouseaparnacomplex16collegelanechennai
City
Chennai
State
Tamil Nadu
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What SBIN0003972 means

  • SBIN: the bank, State Bank of India
  • 0: always zero, kept for future use
  • 003972: the Lho, Chennai branch

To send money, add the account number, the account holder's name and SBIN0003972 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other State Bank of India branches in Chennai

All State Bank of India branches in Chennai

Other banks in Chennai

Frequently asked questions

Which bank and branch is SBIN0003972?

SBIN0003972 belongs to State Bank of India, Lho, Chennai branch, Circletophouseaparnacomplex16collegelanechennai.

What is the MICR code of State Bank of India, Lho, Chennai?

The MICR code is 600002000. It is printed at the bottom of cheques from this branch.

Can I use SBIN0003972 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.