- IFSC code
- SBIN0003970
- Branch
- Oad, Lho, Kolkata
- MICR code
- 700002899
- Address
- Samriddhi,Bhavan1,Strand,Roadkolkata
- City
- Kolkata
- State
- West Bengal
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What SBIN0003970 means
- SBIN: the bank, State Bank of India
- 0: always zero, kept for future use
- 003970: the Oad, Lho, Kolkata branch
To send money, add the account number, the account holder's name and SBIN0003970 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other State Bank of India branches in Kolkata
- Harish Mukherjee RoadSBIN0003961
- Ballygunge Rly. STN.SBIN0003951
- Binnaguri CantonmentSBIN0003923
- KalikapurSBIN0003907
- MetiaburuzSBIN0003881
- JoramandirSBIN0003868
- C B JeevandeepSBIN0004125
- Comm BR BallygungeSBIN0004140
- Samb, KolkataSBIN0004151
- JeevandeepSBIN0003762
- TangraSBIN0003737
- PBB KankurgachiSBIN0004203
All State Bank of India branches in Kolkata
Other banks in Kolkata
- Punjab National Bank
- ICICI Bank
- HDFC Bank
- Axis Bank
- Bank of Baroda
- UCO Bank
- Canara Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is SBIN0003970?
SBIN0003970 belongs to State Bank of India, Oad, Lho, Kolkata branch, Samriddhi,Bhavan1,Strand,Roadkolkata.
What is the MICR code of State Bank of India, Oad, Lho, Kolkata?
The MICR code is 700002899. It is printed at the bottom of cheques from this branch.
Can I use SBIN0003970 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.