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SBIN0001431: State Bank of India, Phagwara

SBIN0001431 is the IFSC code of the Phagwara branch of State Bank of India in Kapurthala, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
SBIN0001431
Branch
Phagwara
MICR code
144002202
SWIFT code
SBININBB286
Address
745.Hargobind.Nagar.PHG,Dist.Kapurthala,State.Punjab,PIN.144401.
City
Kapurthala (district Phagwara)
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What SBIN0001431 means

  • SBIN: the bank, State Bank of India
  • 0: always zero, kept for future use
  • 001431: the Phagwara branch

To send money, add the account number, the account holder's name and SBIN0001431 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other State Bank of India branches in Kapurthala

All State Bank of India branches in Kapurthala

Other banks in Kapurthala

Frequently asked questions

Which bank and branch is SBIN0001431?

SBIN0001431 belongs to State Bank of India, Phagwara branch, 745.Hargobind.Nagar.PHG,Dist.Kapurthala,State.Punjab,PIN.144401..

What is the MICR code of State Bank of India, Phagwara?

The MICR code is 144002202. It is printed at the bottom of cheques from this branch.

Can I use SBIN0001431 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.