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PUNB0497100: Punjab National Bank, Ayodhya Nagar Bhopal

PUNB0497100 is the IFSC code of the Ayodhya Nagar Bhopal branch of Punjab National Bank in Road Bhopal, Madhya Pradesh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
PUNB0497100
Branch
Ayodhya Nagar Bhopal
MICR code
462024013
Address
Sagar Avenue Ayodhya Bypass
City
Road Bhopal (district Bhopal)
State
Madhya Pradesh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What PUNB0497100 means

  • PUNB: the bank, Punjab National Bank
  • 0: always zero, kept for future use
  • 497100: the Ayodhya Nagar Bhopal branch

To send money, add the account number, the account holder's name and PUNB0497100 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Frequently asked questions

Which bank and branch is PUNB0497100?

PUNB0497100 belongs to Punjab National Bank, Ayodhya Nagar Bhopal branch, Sagar Avenue Ayodhya Bypass.

What is the MICR code of Punjab National Bank, Ayodhya Nagar Bhopal?

The MICR code is 462024013. It is printed at the bottom of cheques from this branch.

Can I use PUNB0497100 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.