PUNB0494400 IFSC Code – Punjab National Bank, Ludhiana,Hero DMC Heart Instt.

PUNB0494400: Punjab National Bank, Ludhiana,Hero DMC Heart Instt.

PUNB0494400 is the IFSC code of the Ludhiana,Hero DMC Heart Instt. branch of Punjab National Bank in Civil Lines Ludhiana, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: PUNB0494400
Bank: Punjab National Bank
Branch: Ludhiana,Hero DMC Heart Instt.
MICR code: 141024045
Address: Hero DMC Heart Institute,
City: Civil Lines Ludhiana (district Ludhiana)
State: Punjab
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What PUNB0494400 means

PUNB: the bank, Punjab National Bank
0: always zero, kept for future use
494400: the Ludhiana,Hero DMC Heart Instt. branch

To send money, add the account number, the account holder's name and PUNB0494400 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Frequently asked questions

Which bank and branch is PUNB0494400?

PUNB0494400 belongs to Punjab National Bank, Ludhiana,Hero DMC Heart Instt. branch, Hero DMC Heart Institute,.

What is the MICR code of Punjab National Bank, Ludhiana,Hero DMC Heart Instt.?

The MICR code is 141024045. It is printed at the bottom of cheques from this branch.

Can I use PUNB0494400 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.