PUNB0490400 IFSC Code – Punjab National Bank, Patparganj Ind. Area -SPL SME

PUNB0490400: Punjab National Bank, Patparganj Ind. Area -SPL SME

PUNB0490400 is the IFSC code of the Patparganj Ind. Area -SPL SME branch of Punjab National Bank in SPL. S M E Branch, Delhi. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: PUNB0490400
Bank: Punjab National Bank
Branch: Patparganj Ind. Area -SPL SME
MICR code: 110024470
Address: Patparganj Industrial Area
City: SPL. S M E Branch (district Delhi)
State: Delhi
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What PUNB0490400 means

PUNB: the bank, Punjab National Bank
0: always zero, kept for future use
490400: the Patparganj Ind. Area -SPL SME branch

To send money, add the account number, the account holder's name and PUNB0490400 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Frequently asked questions

Which bank and branch is PUNB0490400?

PUNB0490400 belongs to Punjab National Bank, Patparganj Ind. Area -SPL SME branch, Patparganj Industrial Area.

What is the MICR code of Punjab National Bank, Patparganj Ind. Area -SPL SME?

The MICR code is 110024470. It is printed at the bottom of cheques from this branch.

Can I use PUNB0490400 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.