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PUNB0490400: Punjab National Bank, Patparganj Ind. Area -SPL SME

PUNB0490400 is the IFSC code of the Patparganj Ind. Area -SPL SME branch of Punjab National Bank in SPL. S M E Branch, Delhi. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

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IFSC code
PUNB0490400
Branch
Patparganj Ind. Area -SPL SME
MICR code
110024470
Address
Patparganj Industrial Area
City
SPL. S M E Branch (district Delhi)
State
Delhi
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What PUNB0490400 means

  • PUNB: the bank, Punjab National Bank
  • 0: always zero, kept for future use
  • 490400: the Patparganj Ind. Area -SPL SME branch

To send money, add the account number, the account holder's name and PUNB0490400 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Frequently asked questions

Which bank and branch is PUNB0490400?

PUNB0490400 belongs to Punjab National Bank, Patparganj Ind. Area -SPL SME branch, Patparganj Industrial Area.

What is the MICR code of Punjab National Bank, Patparganj Ind. Area -SPL SME?

The MICR code is 110024470. It is printed at the bottom of cheques from this branch.

Can I use PUNB0490400 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.