PUNB0449400 IFSC Code – Punjab National Bank, Channi Himmat ,Jammu

PUNB0449400: Punjab National Bank, Channi Himmat ,Jammu

PUNB0449400 is the IFSC code of the Channi Himmat ,Jammu branch of Punjab National Bank in Channi Himmat Jammu, Jammu and Kashmir. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: PUNB0449400
Bank: Punjab National Bank
Branch: Channi Himmat ,Jammu
MICR code: 180024021
Address: 15/1 Channi Himmat Jammu
City: Channi Himmat Jammu
State: Jammu and Kashmir
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What PUNB0449400 means

PUNB: the bank, Punjab National Bank
0: always zero, kept for future use
449400: the Channi Himmat ,Jammu branch

To send money, add the account number, the account holder's name and PUNB0449400 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Frequently asked questions

Which bank and branch is PUNB0449400?

PUNB0449400 belongs to Punjab National Bank, Channi Himmat ,Jammu branch, 15/1 Channi Himmat Jammu.

What is the MICR code of Punjab National Bank, Channi Himmat ,Jammu?

The MICR code is 180024021. It is printed at the bottom of cheques from this branch.

Can I use PUNB0449400 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.