PUNB0394300 IFSC Code – Punjab National Bank, Surat, NTPC Kawas

PUNB0394300: Punjab National Bank, Surat, NTPC Kawas

PUNB0394300 is the IFSC code of the Surat, NTPC Kawas branch of Punjab National Bank in Hazira, Kawas, Gujarat. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code: PUNB0394300
Bank: Punjab National Bank
Branch: Surat, NTPC Kawas
MICR code: 395024009
Address: NTPC Complex
City: Hazira, Kawas (district Surat)
State: Gujarat
Transfers: NEFT availableRTGS availableIMPS availableUPI available

What PUNB0394300 means

PUNB: the bank, Punjab National Bank
0: always zero, kept for future use
394300: the Surat, NTPC Kawas branch

To send money, add the account number, the account holder's name and PUNB0394300 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Frequently asked questions

Which bank and branch is PUNB0394300?

PUNB0394300 belongs to Punjab National Bank, Surat, NTPC Kawas branch, NTPC Complex.

What is the MICR code of Punjab National Bank, Surat, NTPC Kawas?

The MICR code is 395024009. It is printed at the bottom of cheques from this branch.

Can I use PUNB0394300 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.