- IFSC code
- PUNB0312400
- Branch
- Srinagar, Zadibal
- MICR code
- 190024013
- Address
- Zadibal
- City
- Srinagar (district Srinagar, ,JK)
- State
- Jammu and Kashmir
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PUNB0312400 means
- PUNB: the bank, Punjab National Bank
- 0: always zero, kept for future use
- 312400: the Srinagar, Zadibal branch
To send money, add the account number, the account holder's name and PUNB0312400 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab National Bank branches in Srinagar
All Punjab National Bank branches in Srinagar
Other banks in Srinagar
- Jammu and Kashmir Bank
- HDFC Bank
- State Bank of India
- Axis Bank
- ICICI Bank
- Indusind Bank
- Canara Bank
- Bank of India
Frequently asked questions
Which bank and branch is PUNB0312400?
PUNB0312400 belongs to Punjab National Bank, Srinagar, Zadibal branch, Zadibal.
What is the MICR code of Punjab National Bank, Srinagar, Zadibal?
The MICR code is 190024013. It is printed at the bottom of cheques from this branch.
Can I use PUNB0312400 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.