- IFSC code
- PUNB0278200
- Branch
- Bhandarpur
- MICR code
- 491024501
- Address
- Bhandarpur, Block Teh-Kharagarh
- City
- Distt. Rajnandgaon (district Bhandarpur)
- State
- Chhattisgarh
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PUNB0278200 means
- PUNB: the bank, Punjab National Bank
- 0: always zero, kept for future use
- 278200: the Bhandarpur branch
To send money, add the account number, the account holder's name and PUNB0278200 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Frequently asked questions
Which bank and branch is PUNB0278200?
PUNB0278200 belongs to Punjab National Bank, Bhandarpur branch, Bhandarpur, Block Teh-Kharagarh.
What is the MICR code of Punjab National Bank, Bhandarpur?
The MICR code is 491024501. It is printed at the bottom of cheques from this branch.
Can I use PUNB0278200 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.