- IFSC code
- PUNB0145310
- Branch
- Payal Distludhiana
- MICR code
- 141024210
- Address
- Kaddon RD Vpo Payal Dist Ludhiana 141416
- City
- Ludhiana (district Payal Dist Ludhiana Punjab)
- State
- Punjab
- Phone
- +911628244055
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PUNB0145310 means
- PUNB: the bank, Punjab National Bank
- 0: always zero, kept for future use
- 145310: the Payal Distludhiana branch
To send money, add the account number, the account holder's name and PUNB0145310 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab National Bank branches in Ludhiana
- Dhandhri Kalan, Distt. LudhanaPUNB0145300
- Rishi NagarPUNB0146420
- KoharaPUNB0146810
- Gill DistludhianaPUNB0148210
- SudharPUNB0137110
- DewatwalPUNB0136010
- Shaheed Bhagat Singh NagarPUNB0135410
- PakhowalPUNB0134910
- Ludhiana-Hambran RoadPUNB0157810
- Ludhiana Karimpura, Distt. LudPUNB0160000
- DehlonPUNB0129410
- Hambran - LudhianaPUNB0126710
All Punjab National Bank branches in Ludhiana
Other banks in Ludhiana
- State Bank of India
- HDFC Bank
- Axis Bank
- Punjab & Sind Bank
- ICICI Bank
- Union Bank of India
- Canara Bank
- Indian Bank
Frequently asked questions
Which bank and branch is PUNB0145310?
PUNB0145310 belongs to Punjab National Bank, Payal Distludhiana branch, Kaddon RD Vpo Payal Dist Ludhiana 141416.
What is the MICR code of Punjab National Bank, Payal Distludhiana?
The MICR code is 141024210. It is printed at the bottom of cheques from this branch.
Can I use PUNB0145310 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.