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PUNB0081600: Punjab National Bank, Pharala

PUNB0081600 is the IFSC code of the Pharala branch of Punjab National Bank in Pharala (Dist.Nawanshahr) Punjab, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
PUNB0081600
Branch
Pharala
MICR code
144024355
Address
Pharala, Distt. Nawanshahar (Punjab)
City
Pharala (Dist.Nawanshahr) Punjab (district Pharala ,Dist.Nawanshahr Punjab)
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What PUNB0081600 means

  • PUNB: the bank, Punjab National Bank
  • 0: always zero, kept for future use
  • 081600: the Pharala branch

To send money, add the account number, the account holder's name and PUNB0081600 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Frequently asked questions

Which bank and branch is PUNB0081600?

PUNB0081600 belongs to Punjab National Bank, Pharala branch, Pharala, Distt. Nawanshahar (Punjab).

What is the MICR code of Punjab National Bank, Pharala?

The MICR code is 144024355. It is printed at the bottom of cheques from this branch.

Can I use PUNB0081600 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.