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PUNB0050120: Punjab National Bank, Ratua

PUNB0050120 is the IFSC code of the Ratua branch of Punjab National Bank in Malda, West Bengal. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
PUNB0050120
Branch
Ratua
Address
Ratua,Malda
City
Malda (district Ratua)
State
West Bengal
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What PUNB0050120 means

  • PUNB: the bank, Punjab National Bank
  • 0: always zero, kept for future use
  • 050120: the Ratua branch

To send money, add the account number, the account holder's name and PUNB0050120 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Punjab National Bank branches in Malda

All Punjab National Bank branches in Malda

Other banks in Malda

Frequently asked questions

Which bank and branch is PUNB0050120?

PUNB0050120 belongs to Punjab National Bank, Ratua branch, Ratua,Malda.

Can I use PUNB0050120 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.