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PUNB0047000: Punjab National Bank, Ratanpur

PUNB0047000 is the IFSC code of the Ratanpur branch of Punjab National Bank in Chhatisgarh, Chhattisgarh. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
PUNB0047000
Bank
Punjab National Bank
Branch
Ratanpur
MICR code
495024506
Address
PNB,Bo Ratanpur, Distt Bilaspur
City
Chhatisgarh (district Bilaspur)
State
Chhattisgarh
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What PUNB0047000 means

  • PUNB: the bank, Punjab National Bank
  • 0: always zero, kept for future use
  • 047000: the Ratanpur branch

To send money, add the account number, the account holder's name and PUNB0047000 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Punjab National Bank branches in Chhatisgarh

All Punjab National Bank branches in Chhatisgarh

Frequently asked questions

Which bank and branch is PUNB0047000?

PUNB0047000 belongs to Punjab National Bank, Ratanpur branch, PNB,Bo Ratanpur, Distt Bilaspur.

What is the MICR code of Punjab National Bank, Ratanpur?

The MICR code is 495024506. It is printed at the bottom of cheques from this branch.

Can I use PUNB0047000 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.