- IFSC code
- PUNB0043900
- Branch
- Surat, Main
- MICR code
- 395024002
- Address
- Ist Floor, Meghani Tower
- City
- Station Road (district Surat)
- State
- Gujarat
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PUNB0043900 means
- PUNB: the bank, Punjab National Bank
- 0: always zero, kept for future use
- 043900: the Surat, Main branch
To send money, add the account number, the account holder's name and PUNB0043900 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Frequently asked questions
Which bank and branch is PUNB0043900?
PUNB0043900 belongs to Punjab National Bank, Surat, Main branch, Ist Floor, Meghani Tower.
What is the MICR code of Punjab National Bank, Surat, Main?
The MICR code is 395024002. It is printed at the bottom of cheques from this branch.
Can I use PUNB0043900 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.