- IFSC code
- PUNB0040900
- Branch
- Ratlam, Distt. Ratlam ,MP
- MICR code
- 457024002
- Address
- Dhanmandi
- City
- Ratlam
- State
- Madhya Pradesh
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PUNB0040900 means
- PUNB: the bank, Punjab National Bank
- 0: always zero, kept for future use
- 040900: the Ratlam, Distt. Ratlam ,MP branch
To send money, add the account number, the account holder's name and PUNB0040900 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab National Bank branches in Ratlam
All Punjab National Bank branches in Ratlam
Other banks in Ratlam
- State Bank of India
- Central Bank of India
- Bank of India
- Bank of Baroda
- ICICI Bank
- HDFC Bank
- AU Small Finance Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is PUNB0040900?
PUNB0040900 belongs to Punjab National Bank, Ratlam, Distt. Ratlam ,MP branch, Dhanmandi.
What is the MICR code of Punjab National Bank, Ratlam, Distt. Ratlam ,MP?
The MICR code is 457024002. It is printed at the bottom of cheques from this branch.
Can I use PUNB0040900 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.