- IFSC code
- PSIB0021540
- Branch
- Kottayam
- MICR code
- 686023002
- Address
- KMC XLL/125, Cheriyilarcade, Kurians Road, Taluka - Kottayam, Kerala - 686001
- City
- Kottayam
- State
- Kerala
- Phone
- +914812565481
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0021540 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 021540: the Kottayam branch
To send money, add the account number, the account holder's name and PSIB0021540 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Kottayam
- State Bank of India
- South Indian Bank
- Kerala State Co-operative Bank
- Federal Bank
- Canara Bank
- Kerala Gramin Bank
- Union Bank of India
- HDFC Bank
Frequently asked questions
Which bank and branch is PSIB0021540?
PSIB0021540 belongs to Punjab & Sind Bank, Kottayam branch, KMC XLL/125, Cheriyilarcade, Kurians Road, Taluka - Kottayam, Kerala - 686001.
What is the MICR code of Punjab & Sind Bank, Kottayam?
The MICR code is 686023002. It is printed at the bottom of cheques from this branch.
Can I use PSIB0021540 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.