- IFSC code
- PSIB0021540
- Branch
- Kottayam
- MICR code
- 686023002
- Address
- KMC XLL/125, Cheriyilarcade, Kurians Road, Taluka - Kottayam, Kerala - 686001
- City
- Kottayam
- State
- Kerala
- Phone
- +914812565481
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0021540 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 021540: the Kottayam branch
To send money, add the account number, the account holder's name and PSIB0021540 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Kottayam
- State Bank of India
- South Indian Bank
- Kerala State Co-operative Bank
- Federal Bank
- Canara Bank
- Kerala Gramin Bank
- Union Bank of India
- HDFC Bank
Frequently asked questions
Which bank and branch is PSIB0021540?
PSIB0021540 belongs to Punjab & Sind Bank, Kottayam branch, KMC XLL/125, Cheriyilarcade, Kurians Road, Taluka - Kottayam, Kerala - 686001.
What is the MICR code of Punjab & Sind Bank, Kottayam?
The MICR code is 686023002. It is printed at the bottom of cheques from this branch.
Can I use PSIB0021540 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.