- IFSC code
- PSIB0021276
- Branch
- Ratnagiri
- MICR code
- 415023051
- Address
- Infinity Plaza,Siddhivinayak Nagar,Salvi Stop,Ratnagiri MH 415612
- City
- Ratnagiri
- State
- Maharashtra
- Phone
- +912352223077
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0021276 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 021276: the Ratnagiri branch
To send money, add the account number, the account holder's name and PSIB0021276 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Ratnagiri
- IDBI
- Bank of Maharashtra
- Maharashtra Gramin Bank
- State Bank of India
- Bank of India
- Union Bank of India
- SVC Co-operative Bank
- HDFC Bank
Frequently asked questions
Which bank and branch is PSIB0021276?
PSIB0021276 belongs to Punjab & Sind Bank, Ratnagiri branch, Infinity Plaza,Siddhivinayak Nagar,Salvi Stop,Ratnagiri MH 415612.
What is the MICR code of Punjab & Sind Bank, Ratnagiri?
The MICR code is 415023051. It is printed at the bottom of cheques from this branch.
Can I use PSIB0021276 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.