- IFSC code
- PSIB0021276
- Branch
- Ratnagiri
- MICR code
- 415023051
- Address
- Infinity Plaza,Siddhivinayak Nagar,Salvi Stop,Ratnagiri MH 415612
- City
- Ratnagiri
- State
- Maharashtra
- Phone
- +912352223077
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0021276 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 021276: the Ratnagiri branch
To send money, add the account number, the account holder's name and PSIB0021276 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Ratnagiri
- IDBI
- Bank of Maharashtra
- Maharashtra Gramin Bank
- State Bank of India
- Bank of India
- Union Bank of India
- SVC Co-operative Bank
- HDFC Bank
Frequently asked questions
Which bank and branch is PSIB0021276?
PSIB0021276 belongs to Punjab & Sind Bank, Ratnagiri branch, Infinity Plaza,Siddhivinayak Nagar,Salvi Stop,Ratnagiri MH 415612.
What is the MICR code of Punjab & Sind Bank, Ratnagiri?
The MICR code is 415023051. It is printed at the bottom of cheques from this branch.
Can I use PSIB0021276 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.