Skip to content
SmartFigure

PSIB0020946: Punjab & Sind Bank, Ghuman Khurd Distt Gurdaspur

PSIB0020946 is the IFSC code of the Ghuman Khurd Distt Gurdaspur branch of Punjab & Sind Bank in Gurdaspur, Punjab. Use it to send money to accounts at this branch by NEFT, RTGS or IMPS.

IFSC code
PSIB0020946
Branch
Ghuman Khurd Distt Gurdaspur
MICR code
143023605
Address
Government College, Distt. Gurdaspur, Punjab - 145321
City
Gurdaspur
State
Punjab
Transfers
NEFT availableRTGS availableIMPS availableUPI available

What PSIB0020946 means

  • PSIB: the bank, Punjab & Sind Bank
  • 0: always zero, kept for future use
  • 020946: the Ghuman Khurd Distt Gurdaspur branch

To send money, add the account number, the account holder's name and PSIB0020946 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.

Other Punjab & Sind Bank branches in Gurdaspur

All Punjab & Sind Bank branches in Gurdaspur

Other banks in Gurdaspur

Frequently asked questions

Which bank and branch is PSIB0020946?

PSIB0020946 belongs to Punjab & Sind Bank, Ghuman Khurd Distt Gurdaspur branch, Government College, Distt. Gurdaspur, Punjab - 145321.

What is the MICR code of Punjab & Sind Bank, Ghuman Khurd Distt Gurdaspur?

The MICR code is 143023605. It is printed at the bottom of cheques from this branch.

Can I use PSIB0020946 for RTGS and IMPS?

NEFT, RTGS, IMPS transfers are enabled for this branch.

Sources

Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.