- IFSC code
- PSIB0000485
- Branch
- Baramulla
- MICR code
- 193023001
- Address
- Main Market, Distt. Baramulla, Jammu & Kashmir - 193101
- City
- Baramulla
- State
- Jammu and Kashmir
- Phone
- +911952234319
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000485 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000485: the Baramulla branch
To send money, add the account number, the account holder's name and PSIB0000485 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Baramulla
- Jammu and Kashmir Bank
- State Bank of India
- ICICI Bank
- UCO Bank
- HDFC Bank
- Axis Bank
- Indusind Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is PSIB0000485?
PSIB0000485 belongs to Punjab & Sind Bank, Baramulla branch, Main Market, Distt. Baramulla, Jammu & Kashmir - 193101.
What is the MICR code of Punjab & Sind Bank, Baramulla?
The MICR code is 193023001. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000485 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.