- IFSC code
- PSIB0000472
- Branch
- Gaya
- MICR code
- 823023002
- Address
- K P Road Gaya Bihar 823001
- City
- Gaya
- State
- Bihar
- Phone
- +916224260333
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000472 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000472: the Gaya branch
To send money, add the account number, the account holder's name and PSIB0000472 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Gaya
- State Bank of India
- ICICI Bank
- Canara Bank
- Bank of Baroda
- Utkarsh Small Finance Bank
- Union Bank of India
- Punjab National Bank
- HDFC Bank
Frequently asked questions
Which bank and branch is PSIB0000472?
PSIB0000472 belongs to Punjab & Sind Bank, Gaya branch, K P Road Gaya Bihar 823001.
What is the MICR code of Punjab & Sind Bank, Gaya?
The MICR code is 823023002. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000472 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.