- IFSC code
- PSIB0000445
- Branch
- Garcha
- MICR code
- 144023307
- Address
- Garcha, Distt. Nawanshahar, Punjab - 144518
- City
- Nawanshahr (district Garcha)
- State
- Punjab
- Phone
- +911823234105
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000445 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000445: the Garcha branch
To send money, add the account number, the account holder's name and PSIB0000445 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Nawanshahr
- KathgarhPSIB0000444
- MukandpurPSIB0000446
- ChakdanaPSIB0000442
- Majari NawanshahrPSIB0000460
- KamamPSIB0000638
- DhahPSIB0000639
- GunachaurPSIB0000227
- Balachaur B. K. M. CollegePSIB0000804
- BehramPSIB0000082
- DayalpurPSIB0000077
- Nawan Shahar Kirpal Sagar AcademyPSIB0000859
- RahonPSIB0021027
All Punjab & Sind Bank branches in Nawanshahr
Other banks in Nawanshahr
- HDFC Bank
- Canara Bank
- Capital Small Finance Bank
- Union Bank of India
- Indusind Bank
- Yes Bank
- UCO Bank
- Indian Overseas Bank
Frequently asked questions
Which bank and branch is PSIB0000445?
PSIB0000445 belongs to Punjab & Sind Bank, Garcha branch, Garcha, Distt. Nawanshahar, Punjab - 144518.
What is the MICR code of Punjab & Sind Bank, Garcha?
The MICR code is 144023307. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000445 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.