- IFSC code
- PSIB0000405
- Branch
- Bhavnagar
- MICR code
- 364023001
- Address
- Khar Gate Lokhand Bazar Bhavnagar 364001
- City
- Bhavnagar
- State
- Gujarat
- Phone
- +912782471499
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000405 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000405: the Bhavnagar branch
To send money, add the account number, the account holder's name and PSIB0000405 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Bhavnagar
All Punjab & Sind Bank branches in Bhavnagar
Other banks in Bhavnagar
- State Bank of India
- Gujarat State Co-operative Bank
- Bank of Baroda
- HDFC Bank
- ICICI Bank
- Axis Bank
- Union Bank of India
- Central Bank of India
Frequently asked questions
Which bank and branch is PSIB0000405?
PSIB0000405 belongs to Punjab & Sind Bank, Bhavnagar branch, Khar Gate Lokhand Bazar Bhavnagar 364001.
What is the MICR code of Punjab & Sind Bank, Bhavnagar?
The MICR code is 364023001. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000405 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.