- IFSC code
- PSIB0000405
- Branch
- Bhavnagar
- MICR code
- 364023001
- Address
- Khar Gate Lokhand Bazar Bhavnagar 364001
- City
- Bhavnagar
- State
- Gujarat
- Phone
- +912782471499
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000405 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000405: the Bhavnagar branch
To send money, add the account number, the account holder's name and PSIB0000405 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Bhavnagar
All Punjab & Sind Bank branches in Bhavnagar
Other banks in Bhavnagar
- State Bank of India
- Gujarat State Co-operative Bank
- Bank of Baroda
- HDFC Bank
- ICICI Bank
- Axis Bank
- Union Bank of India
- Central Bank of India
Frequently asked questions
Which bank and branch is PSIB0000405?
PSIB0000405 belongs to Punjab & Sind Bank, Bhavnagar branch, Khar Gate Lokhand Bazar Bhavnagar 364001.
What is the MICR code of Punjab & Sind Bank, Bhavnagar?
The MICR code is 364023001. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000405 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.