- IFSC code
- PSIB0000305
- Branch
- Surat
- MICR code
- 395023002
- Address
- Lal Gate M G Road Surat 395001
- City
- Surat
- State
- Gujarat
- Phone
- +912612438810
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000305 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000305: the Surat branch
To send money, add the account number, the account holder's name and PSIB0000305 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Surat
All Punjab & Sind Bank branches in Surat
Other banks in Surat
- Bank of Baroda
- State Bank of India
- Surat District Co-operative Bank
- HDFC Bank
- ICICI Bank
- Axis Bank
- Yes Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is PSIB0000305?
PSIB0000305 belongs to Punjab & Sind Bank, Surat branch, Lal Gate M G Road Surat 395001.
What is the MICR code of Punjab & Sind Bank, Surat?
The MICR code is 395023002. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000305 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.