- IFSC code
- PSIB0000305
- Branch
- Surat
- MICR code
- 395023002
- Address
- Lal Gate M G Road Surat 395001
- City
- Surat
- State
- Gujarat
- Phone
- +912612438810
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000305 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000305: the Surat branch
To send money, add the account number, the account holder's name and PSIB0000305 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Surat
All Punjab & Sind Bank branches in Surat
Other banks in Surat
- Bank of Baroda
- State Bank of India
- Surat District Co-operative Bank
- HDFC Bank
- ICICI Bank
- Axis Bank
- Yes Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is PSIB0000305?
PSIB0000305 belongs to Punjab & Sind Bank, Surat branch, Lal Gate M G Road Surat 395001.
What is the MICR code of Punjab & Sind Bank, Surat?
The MICR code is 395023002. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000305 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.