- IFSC code
- PSIB0000303
- Branch
- Phagwara Ramgharia College
- MICR code
- 144023203
- Address
- Ramgarhia College Phagwara Kapurthala
- City
- Kapurthala
- State
- Punjab
- Phone
- +911824508267
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000303 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000303: the Phagwara Ramgharia College branch
To send money, add the account number, the account holder's name and PSIB0000303 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Kapurthala
- PalahiPSIB0000207
- RanipurPSIB0000205
- SurakhpurPSIB0000406
- Chachoki, KapurthalaPSIB0000189
- The Mall KapurthalaPSIB0000179
- Phagwara G.T. RoadPSIB0000111
- Khera DonaPSIB0000080
- NadalaPSIB0000069
- Sultanpur LodhiPSIB0000043
- Kapurthala Railway Coach FactorPSIB0000822
- MothanwalaPSIB0000823
- Begowal Distt KapurthalaPSIB0020928
All Punjab & Sind Bank branches in Kapurthala
Other banks in Kapurthala
- Punjab National Bank
- State Bank of India
- HDFC Bank
- Axis Bank
- Canara Bank
- Capital Small Finance Bank
- ICICI Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is PSIB0000303?
PSIB0000303 belongs to Punjab & Sind Bank, Phagwara Ramgharia College branch, Ramgarhia College Phagwara Kapurthala.
What is the MICR code of Punjab & Sind Bank, Phagwara Ramgharia College?
The MICR code is 144023203. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000303 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.