- IFSC code
- PSIB0000303
- Branch
- Phagwara Ramgharia College
- MICR code
- 144023203
- Address
- Ramgarhia College Phagwara Kapurthala
- City
- Kapurthala
- State
- Punjab
- Phone
- +911824508267
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000303 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000303: the Phagwara Ramgharia College branch
To send money, add the account number, the account holder's name and PSIB0000303 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other Punjab & Sind Bank branches in Kapurthala
- PalahiPSIB0000207
- RanipurPSIB0000205
- SurakhpurPSIB0000406
- Chachoki, KapurthalaPSIB0000189
- The Mall KapurthalaPSIB0000179
- Phagwara G.T. RoadPSIB0000111
- Khera DonaPSIB0000080
- NadalaPSIB0000069
- Sultanpur LodhiPSIB0000043
- Kapurthala Railway Coach FactorPSIB0000822
- MothanwalaPSIB0000823
- Begowal Distt KapurthalaPSIB0020928
All Punjab & Sind Bank branches in Kapurthala
Other banks in Kapurthala
- Punjab National Bank
- State Bank of India
- HDFC Bank
- Axis Bank
- Canara Bank
- Capital Small Finance Bank
- ICICI Bank
- Union Bank of India
Frequently asked questions
Which bank and branch is PSIB0000303?
PSIB0000303 belongs to Punjab & Sind Bank, Phagwara Ramgharia College branch, Ramgarhia College Phagwara Kapurthala.
What is the MICR code of Punjab & Sind Bank, Phagwara Ramgharia College?
The MICR code is 144023203. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000303 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.