- IFSC code
- PSIB0000176
- Branch
- Joshimath
- MICR code
- 246023151
- Address
- Upper Bazar Joshimath, Distt. Chamoli, Uttarakhand - 246443
- City
- Chamoli (district Joshimath)
- State
- Uttarakhand
- Phone
- +911389222115
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000176 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000176: the Joshimath branch
To send money, add the account number, the account holder's name and PSIB0000176 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Chamoli
- State Bank of India
- Union Bank of India
- Punjab National Bank
- Canara Bank
- HDFC Bank
- Axis Bank
- Nainital Bank
- Indian Overseas Bank
Frequently asked questions
Which bank and branch is PSIB0000176?
PSIB0000176 belongs to Punjab & Sind Bank, Joshimath branch, Upper Bazar Joshimath, Distt. Chamoli, Uttarakhand - 246443.
What is the MICR code of Punjab & Sind Bank, Joshimath?
The MICR code is 246023151. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000176 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 19 September 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.