- IFSC code
- PSIB0000176
- Branch
- Joshimath
- MICR code
- 246023151
- Address
- Upper Bazar Joshimath, Distt. Chamoli, Uttarakhand - 246443
- City
- Chamoli (district Joshimath)
- State
- Uttarakhand
- Phone
- +911389222115
- Transfers
- NEFT availableRTGS availableIMPS availableUPI available
What PSIB0000176 means
- PSIB: the bank, Punjab & Sind Bank
- 0: always zero, kept for future use
- 000176: the Joshimath branch
To send money, add the account number, the account holder's name and PSIB0000176 as a payee in your banking app. NEFT and IMPS work round the clock; RTGS is for ₹2 lakh or more.
Other banks in Chamoli
- State Bank of India
- Union Bank of India
- Punjab National Bank
- Canara Bank
- HDFC Bank
- Axis Bank
- Nainital Bank
- Indian Overseas Bank
Frequently asked questions
Which bank and branch is PSIB0000176?
PSIB0000176 belongs to Punjab & Sind Bank, Joshimath branch, Upper Bazar Joshimath, Distt. Chamoli, Uttarakhand - 246443.
What is the MICR code of Punjab & Sind Bank, Joshimath?
The MICR code is 246023151. It is printed at the bottom of cheques from this branch.
Can I use PSIB0000176 for RTGS and IMPS?
NEFT, RTGS, IMPS transfers are enabled for this branch.
Sources
Last checked on 3 November 2026. IFSC data comes from RBI’s list, refreshed monthly. Banks sometimes merge or move branches; confirm the code on your cheque book or with your bank before a large transfer.